The next challenge for the nation's health care law may be sticker shock, when consumers find they're still paying high medical bills after buying low-cost insurance for the first time. With a Dec. 23 deadline looming for anyone wanting health insurance by Jan. 1, people may hurry to choose plans with cheap monthly payments on a new insurance marketplace. But they may be surprised to find they're still on the hook for thousands of dollars in out-of-pocket ``deductibles,'' a standard part of most insurance policies. Many will find they must pay up to $6,350 on top of monthly premiums before their insurance pays anything for actual medical care. If they have a family, they may have to pay nearly $13,000 in an out-of-pocket ``deductible'' before insurance starts paying.
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