No matter what the US Supreme Court rules when it comes to the federal health care act, many Illlinoisans will enjoy the benefits of at least one aspect of the law. The federal law allows young adults to remain on their parents' health insurance until their 26th birthday. Illinois had ALREADY passed a similar law in 2009. But David Grant, an official with the state Department of Insurance, says there are two key differences between the state and federal laws:
"We would not have any effect over those persons covered through self-funded programs, number one. And number two our law goes to those dependents who are unmarried versus married."
Self-funded programs are often used by large companies such as Caterpillar and Boeing. While the young-adult provisions of state law do not apply in those cases, the federal health care law forces those companies to allow 19-to-25-year-olds to stay on their parents' insurance.
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